Health Care Solutions | Knoxville, Tennessee

We deliver solutions in health care, technology, and administration for the transportation industry, 1099 independent contractors, staffing companies, franchises, credit unions, restaurants, retail, and hospitality.  We have strong carrier partnerships that enable us to offer an extensive menu of benefit options. Headquartered in Knoxville, Tennessee, Enrollment First is the horsepower, dedicated to handling the entire process under one roof by providing unlimited product options, turn-key administration, billing and eligibility services, multiple enrollment platforms, marketing and communications, and an in-house telephonic customer service center for insurance brokers and their clients.

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Whole Life

Whole Life

The right insurance for the right situation.  No guesswork.  No surprises.  Interest-sensitive whole life insurance provides permanent life insurance protection and grows cash value.  Premiums never increase and guaranteed death benefits never decrease, plus participants will have a paid-up life insurance policy after 15 years of paid premium or upon reaching the age of 65, whichever is later.  Life doesn’t hold any promises, but participants can ensure that the people and places that matter most to them – their family, their business, their home – are protected against the unexpected. Remains in force for the insured’s whole life.

Features Include:

  • Guaranteed Acceptance.
  • Individual or family coverage available.
  • Money accumulates, income-tax-deferred, at a guaranteed interest rate of at least 4%.
  • Portable, so coverage can continue if employment terminates.
  • “Living Benefit” coverage of an Accelerated Death Benefit for Terminal Illness Rider
  • Waiver of Premium due to Layoff Rider

The Whole Life Insurance Plan includes Critical Illness and Long-Term Care riders.  Benefits can be accessed early to help with the cost of:

  • Terminal Illness
  • Critical Illnesses:  Cancer, Heart Attack, Stroke, End-Stage Renal Failure, Major Organ Transplant.
  • Confinement in a nursing home or assisted living facility.
  • Home health care or adult day care.


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