Many business owners are

struggling and confused

because they don't have

the time,

the resources,

or the


to keep up with the changes taking

place in today’s benefit marketplace.

that's where we come in

Enrollment First delivers experience in

health care, technology, and administration.

Armed with a full suite of options

unlimited benefit plan designs

simple enrollment options

customized communications

turn-key administration

we take care of the entire process, starting from plan design
through enrollment
and continuing indefinitely through the life of the group.


Enrollment First’s turn-key, seamless, and simple approach to the administration process frees employers from the stress, confusion, and headaches associated with health plan administration. Wherever you are in the process, we have the resources, tools, and expertise to help you develop and implement your PPACA compliant exchange solution. We combine enrollment support options, benefit education, customized technology, and a direct and immediate connection to a team of professional benefit information specialists to deliver focused and confident customer service.


We work exclusively with broker partners as an extension of your operation.


Working with over 2,500 clients, we have a diverse range of experience from small to large groups, including associations, the transportation industry, 1099 independent contractors, staffing companies, franchises, credit unions, restaurants, retail, and hospitality.  We have strong carrier partnerships that allow us to offer an extensive menu of benefit options.  No group is too large or too small for Enrollment First.



Headquartered in Knoxville, Tennessee, our Enrollment First team is dedicated to providing one seamless process for billing, eligibility, enrollment options, marketing support, and in-house, interactive customer service for insurance brokers and their clients.



We tailor the services provided and customize benefit offerings to meet the specific needs of clients.  With Enrollment First, we can build virtually any plan you need.  Our approach lets clients choose the exact combination of services desired.



Enrollment First has exclusive underwriting offers providing guaranteed issue underwriting for groups with a minimum of 5 employees enrolled.



We offer health care advocacy services to plan members to help resolve problems and confusion surrounding the patient portion of medical bills.  These services can help a member reduce their out-of-pocket medical expenses either through a discount on their medical bill or the implementation of a payment plan.  Under our service, if an insured has $1,000 in total out-of-pocket expenses or $500 in out-of-pocket expenses from one single medical encounter, our advocacy steps in to negotiate the amounts with the providers on behalf of the insured. Once they have negotiated that amount to the lowest possible amount, they then offer to assist with establishing a payment plan for the insured.



Talk to a doctor anytime, anywhere.   It’s simple.  Our service allows a member access to U.S. board-certified doctors 24 hours a day, 7 days a week, 365 days a year via phone or online video.  Our U.S. board-certified physicians can diagnose, recommend treatment, and write short-term, non DEA prescriptions, when appropriate.  Using our telemedicine services instead of more expensive urgent care and ER visits cuts unnecessary costs and keeps members smiling instead of waiting.  It’s health care on their terms – simple as that.



Imagine more.  More options.  More Power.  More Know-how.  Our preferred provider organization delivers tightly integrated solutions designed to work in combination with each other, providing a single electronic gateway to a comprehensive set of claim solutions that avoids errors and delays – resulting in cost savings and maximum patient satisfaction.

Our plan members are given access to over 900,000 healthcare providers under contract, an estimated 57 million consumers accessing their network products, and 110 million claims processed through their networks each year, giving them more of the experience and resources healthcare payers in the commercial healthcare, government, workers’ compensation and auto markets need to face today’s unprecedented cost and competitive pressures.

Our preferred provider network is the only PPO that offers access to the leading independent national primary PPO as well as their complementary network, and negotiation and medical reimbursement services through a single electronic submission.



Immediate care with our 24-hour nurse advice line.  Our nurse hotline provides easy access to medical information and treatment recommendations using our experienced, registered nurses 24 hours a day, 7 days a week, 365 days a year. The hotline nurses are an immediate, reliable, and caring source of health information, education, and support. Services  provided by this plan include:

  • Urgent and non-urgent care advice
  • Program, provider, and facility referrals
  • Diagnosis or condition explanations
  • Medication information
  • Information based on physician-approved guidelines
  • Translation services for non-English speaking callers
  • Full-time medical director on staff



Sleep apnea is a common health threat to drivers and can lead to fatal accidents and increasing healthcare costs.  Our plan members have access to our turn-key solution for screening, testing, treatment, and compliance management of sleep disorders specially designed for members of the transportation industry.  Utilizing in-home diagnostic sleep testing and telemedicine appointments allows for drivers to be tested and set up on treatment with minimal to no time at all spent out of their truck.  We allow plan members direct access to sleep apnea testing services, giving owner operators the same level of high quality health care that W-2 drivers receive through employee benefit packages.

Risk indicators for sleep apnea:

  • Morning Headaches & Nausea
  • Excessive Daytime Sleepiness
  • Being Overweight
  • Family History of Sleep Apnea
  • Loud Snoring
  • High Blood Pressure
  • Neck Size > 17 inches
  • Tobacco and Alcohol Use


Shop. The rewards are waiting.  Enrollment First now offers a shopping benefits platform in which members can earn cash back on purchases of more than 300,000,000 products from more than 5,000 leading merchants. The same stores they are used to shopping at today, but as a member they get more for their money — cash back. When members purchase online they earn an extra 1% to 40% cash back at over 5,000 online retailers. This cash back is in addition to their credit card miles, points or cash-back programs.  Members can even download and use the shopping assistant to make it even easier.  Too good to be true?  Not really.  Just the benefit you deserve.


Enrollment First’s customer service team is dedicated to being advocates for our clients and their employees, helping them with claims or benefits questions.  Our customer service representatives receive all inquiries via a dedicated toll-free number and answer the phone as a trained member of your benefits team.

 Our service team uses high-end communications technology and web services to help educate participants on the benefit options available and make an informed decision.  The dedicated, toll-free number remains active beyond open enrollment, to support new hires, as well as provide ongoing customer service support.

With bilingual capabilities, e-sign law compliance, and the ability to provide first-class customer service support and claims assistance, our interactive intelligence call center fulfills your clients’ goals and works as an extension of their organization – without having to hire anyone.


Enrollment First offers ongoing enrollment administration and manages the entire process, whether ongoing or during open enrollment.

Interactive Call Center Enrollments

Enrollment First combines benefit education, customized technology, and a direct and immediate connection to a team of professional benefit information specialists to deliver focused and confident customer service before, during, and after enrollments.

Full Service Web Enrollment

Enrollment First offers a custom-designed website for each client that permits member enrollment, plan design review, and online education using video tutorials on each benefit.

Face to Face Enrollment

Licensed agents are able to enroll participants on the spot via paper applications or mobile technology, and provide comprehensive support to help make purchasing coverage as clear and simple as possible.



Marketing and Communications

As benefit plans become increasingly complex and plan administrators assume a broader range of responsibilities, effectively communicating the value of a benefit program also presents a continuing challenge. Regardless of how good a benefit program may be, if participants don’t understand their benefits or recognize their worth, they will not use their benefits to maximum advantage. Enrollment First provides customizable, bilingual communication pieces and multiple benefit delivery options in order to distribute plan information to participants in a form they recognize and easily understand.  Want to ensure that each person gets a hard copy of key communications? Enrollment First will print and mail it. Want to cut paper waste? The company will send it digitally.  No matter how you want to deliver communication – Enrollment First takes care of it for you.



Enrollment First’s interactive call center equipment is a sophisticated tool for monitoring call center performance.  Reporting is available for customer service performance measures such as speed of answer, call length, and abandonment rates, as well as to provide custom tracking of a group’s call center activities and resolutions.

 Our customer service representatives have real-time access to identical information regarding active claims, eligibility, enrollment status, and claims history. This integration of information facilitates shared access between claims eligibility, the interactive call center, and managed care departments – giving us an edge in the marketplace by being better equipped to meet your needs.




NAWP: National Association of Workplace Programs

A professional wellness association that presents a flexible option to provide benefits to small employer groups, 1099 workers, associations and credit unions.  There are no participation requirements to satisfy, and most product solutions provide guaranteed issue underwriting.

NAWP believes that those who work hard deserve the very best. Wellbeing is a continuous process involving a multitude of considerations and factors. This process is at the heart of NAWP, and our mission is to provide the tools and services necessary to help promote a worksite climate centered around wellness. We’re about helping our members to live the fullest, healthiest lives possible, and keeping their health top priority. It is the mission of the National Association of Workplace Programs to promote the health and wellness of its members through a variety of valuable benefits and discounts that:

  • Encourage habits of wellness.
  • Increase awareness of factors and resources contributing to well-being.
  • Educate, inspire, and empower individuals to take responsibility for their own health and improvement of life.
  • Foster members’ personal and professional productivity, and physical and mental well-being.
  • Encourage a worksite culture that supports anyone’s desire to make healthy lifestyle choices.

NAWP is excited to offer a wide variety of valuable benefits and discounts designed to help businesses, and more specifically its members, control costs and improve their lives. NAWP is vigilant in its efforts to provide quality benefits and services for its members and in its efforts to seek out new benefits that further enhance the value of membership.




Many employers are struggling and confused because they don’t have the expertise, resources or the time to keep up with the changes taking place in today’s benefit marketplace. Enrollment First, Inc. delivers experience in healthcare, technology, and administration.  Armed with a full suite of options, we are the turn-key solution to take care of the entire process, starting from plan design through enrollment and continuing indefinitely through the life of your group.

 Enrollment First’s exchange solution was built by health care reform attorneys to meet the legal statutes of PPACA, ERISA, PHSA, HIPAA, IRC, and CFR.  It offers a faster time to market and is ACA-compliant, qualified, and affordable.  Best of all, Enrollment First’s seamless turn-key approach to administration frees employers from major headaches with health plan administration. No matter what your state is offering, Enrollment First advisors can guide you through the development and implementation of an exchange solution tailored to your state’s unique demographic, culture, and business needs.


We allow an insured to go up to five consecutive weeks between assignments (or pay checks) without having to pay premiums on hospital indemnity. During that time, if no claims are incurred, the employee owes nothing. If during a “gap” the employee uses the benefits, we will deduct any missed premium(s) due from the medical claim and pay the balance to the provider. This provides the insured with peace of mind, knowing that they can use their plan even when weekly deductions are not being taken.





Our Counseling Services benefit provides members access to a counselor 24 hours a day, 7 days a week regarding any personal problems they may be facing. In addition, if the member is referred to one of the 27,000 counseling providers nationwide, they will receive discounts of 25%-30% off the normal billing charges from those providers. Discounts on professional services are not available where prohibited by law.



Your client’s identity at risk. Our solutions at work.  Identity theft is a real threat in today’s world. We offer our members unlimited access to an assigned fraud specialist who will facilitate, one-on-one, the resolution of virtually any identity-related problem, case by case. Our identity resolution service package includes:

  • Identity fraud resolution
  • Home and auto invasion claims enhancement
  • Lost or stolen document response
  • Identity travel response
  • Medical identity theft
  • Surviving spousal services
  • Relocating residence
  • Marriage and divorce
  • Services for deployed military personnel
  • Infant and minor identity risk mitigation


We provide a total turn-key healthcare solution tailored to your needs – all rendered in the name of your business!  All statements, notices, enrollment information, and client communications, including the name of the entity, is privately labeled with your institutional branding. More importantly, the documents creating the fiduciary relationship carry your institutional branding, and not that of a sub-agent.


PPACA Sec. 1512 states that  effective October 1 employers must provide written notice of the existence of an exchange, contact information for the exchange, and the services provided by an exchange to all current employees and to all newly hired employees within 14 days of their respective start dates.

All client communications are taken care of for you and are privately labeled with your institutional branding, ensuring participants have a comprehensive understanding of their specific benefit plan and their options.


Full-service customer call center to handle all of the enrollment needs of your clients, with calls answered in the name of your business.


Permits member enrollment, plan design review, and online benefit education, with video tutorials for each benefit.


Aggregates data across multiple census formats, while also coordinating services across regionalized Third-Party Administrators as the program grows. When the law changes, your healthcare platform is automatically updated monthly to reflect the new legislation along with any necessary coverage adjustments.